Condinami offers a range of investment services, including but not limited to financial advisory, portfolio management, and access to investment opportunities such as stocks, bonds, mutual funds, ETFs, and alternative investments. By participating in our services, you acknowledge:

• All investments carry risks, including the potential loss of principal, as detailed in our Risk Disclosure Statement.
• We do not guarantee specific investment outcomes, returns, or the preservation of capital.
• You are responsible for conducting your own due diligence and consulting with qualified professionals before making investment decisions.
• Certain investment products may require additional agreements, which will be provided to you as applicable.

Our services are provided on an "as is" basis, and we make no warranties regarding the suitability or performance of any investment product.

Our services may be subject to fees, including but not limited to management fees, transaction fees, advisory fees, or performance-based fees. All applicable fees will be disclosed to you prior to engaging in any service or transaction. You agree to:

• Pay all fees in a timely manner as outlined in the fee schedule provided.
• Authorize us to deduct fees directly from your investment account, where applicable.
• Review and understand the fee structure before participating in our services.

Failure to pay fees may result in the suspension or termination of your account or services. We reserve the right to modify our fee structure with prior notice, and continued use of our services constitutes acceptance of the updated fees.

As a user or investor, you agree to:

• Use our services only for lawful purposes and in compliance with applicable laws and regulations.
• Provide accurate and complete financial information to facilitate investment services, including details about your financial goals, risk tolerance, and investment experience.
• Monitor your investment account and promptly notify us of any discrepancies, errors, or unauthorized transactions.
• Refrain from engaging in activities that could harm our website, systems, or other users, such as hacking, distributing malware, or attempting unauthorized access.
• Comply with all terms outlined in this Agreement, our Privacy Policy, and any additional agreements related to specific services.

Failure to comply with these responsibilities may result in account suspension, termination, or legal action.

All content on our website, including text, graphics, logos, software, financial tools, and reports, is the property of Condinami or its licensors and is protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use our content solely for personal, non-commercial purposes related to our services. You may not:

• Reproduce, distribute, modify, or create derivative works from our content without prior written consent.
• Use our content for commercial purposes or in a manner that suggests endorsement by Condinami.
• Remove or alter any copyright, trademark, or proprietary notices from our content.

Unauthorized use of our intellectual property may result in legal action and termination of your account.

By participating in our investment services, you acknowledge and accept the risks associated with investing, as detailed in our Risk Disclosure Statement. These risks include, but are not limited to:

• Market volatility, which may result in significant losses.
• Liquidity risks, where certain investments may be difficult to sell or convert to cash.
• Economic and geopolitical factors that may adversely affect investment performance.
• The potential for loss of your entire investment principal.

You agree that Condinami is not liable for any losses incurred as a result of your investment decisions, and you are solely responsible for evaluating the suitability of any investment.

To the fullest extent permitted by law, Condinami, its affiliates, officers, directors, employees, or agents will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

• Your use of or inability to use our website or services.
• Any errors, omissions, or inaccuracies in the information provided.
• Any investment losses or financial decisions made based on our services.
• Unauthorized access to or alteration of your account or data.
• Any interruptions, delays, or technical issues affecting our services.

This limitation applies regardless of the legal theory (e.g., contract, tort, or negligence) and even if we have been advised of the possibility of such damages.

You agree to indemnify, defend, and hold harmless Condinami, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, or expenses (including legal fees) arising from:

• Your use of our services or website.
• Your violation of this Agreement or applicable laws.
• Your infringement of any third-party rights, including intellectual property rights.
• Any content or information you submit through our services.

We reserve the right to assume the exclusive defense and control of any matter subject to indemnification, and you agree to cooperate with our defense of such claims.

We may terminate or suspend your account or access to our services at our sole discretion, with or without notice, for reasons including but not limited to:

• Violation of this Agreement or other policies.
• Suspected fraudulent or illegal activity.
• Failure to pay applicable fees.
• Request by law enforcement or regulatory authorities.

Upon termination, your right to use our services will cease immediately, and any outstanding fees or obligations will remain due. You may terminate your account by contacting us, subject to any applicable withdrawal or closure procedures.

This Agreement is governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflict of law principles. Any disputes arising under or related to this Agreement shall be resolved through the following process:

• Informal Resolution: You agree to first attempt to resolve any dispute by contacting us at [email protected]. We will work in good faith to address your concerns within 30 days.
• Arbitration: If the dispute cannot be resolved informally, it shall be settled by binding arbitration in Delaware, conducted by a single arbitrator under the rules of the American Arbitration Association (AAA). The arbitrator’s decision will be final and enforceable in any court of competent jurisdiction.
• Class Action Waiver: You agree that any disputes will be resolved on an individual basis, and you waive the right to participate in a class action, collective action, or representative action.

Some jurisdictions may not allow mandatory arbitration or class action waivers, so these provisions may not apply to you in full.

We may update this Agreement from time to time to reflect changes in our services, legal requirements, or operational practices. We will notify you of material changes by posting the updated Agreement on our website with a revised effective date or by sending you a notification. Your continued use of our services after such changes constitutes your acceptance of the updated Agreement.

If you do not agree to the updated terms, you may terminate your account by contacting us. We encourage you to review this Agreement periodically to stay informed of any changes.

If you have any questions, concerns, or requests regarding this Agreement or our services, please contact us at:

Condinami
Email: [email protected]
Address: 123 Investment Lane, Suite 100, Finance City, FC 12345

We are committed to addressing your inquiries promptly and ensuring that you have a clear understanding of your rights and obligations under this Agreement.