Legal Info

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Risk Disclosure Statement

Effective Date: May 08, 2025

Investing involves significant risks, and you could lose some or all of your investment. This Risk Disclosure Statement is provided by Condinami to inform you of the risks associated with our investment services and products. By engaging with our services, you acknowledge that you understand and accept these risks. This statement does not cover all possible risks but highlights key areas of concern. You are encouraged to seek independent financial advice before making investment decisions.

1. General Investment Risks

All investments carry inherent risks, including the potential loss of principal. Key risks include:

  • Market Risk: The value of investments may fluctuate due to changes in market conditions, economic factors, or geopolitical events.
  • Volatility Risk: Prices of securities may experience significant and rapid changes, leading to potential losses.
  • Liquidity Risk: Some investments may be difficult to sell or convert to cash without incurring significant losses.
  • No Guarantee of Returns: Past performance is not indicative of future results, and there is no assurance that investments will achieve desired outcomes.

2. Specific Investment Product Risks

Different investment products carry unique risks, including but not limited to:

  • Equities: Stocks are subject to company-specific risks (e.g., poor management, competitive pressures) and market-wide risks (e.g., economic downturns).
  • Bonds: Fixed-income securities may be affected by interest rate changes, credit risk, and default by issuers.
  • Mutual Funds/ETFs: These may involve management fees, market risks, and tracking errors relative to underlying indices.
  • Derivatives: Options, futures, and other derivatives can involve high leverage, leading to amplified gains or losses.
  • Alternative Investments: Real estate, private equity, or hedge funds may have limited liquidity, high fees, and complex risk profiles.

3. Economic and External Risks

External factors can impact investment performance, including:

  • Interest Rate Risk: Changes in interest rates may affect the value of fixed-income securities and other investments.
  • Inflation Risk: Rising prices may erode the purchasing power of investment returns.
  • Currency Risk: Investments in foreign markets may be affected by exchange rate fluctuations.
  • Geopolitical Risk: Political instability, regulatory changes, or global events may adversely affect markets.

4. Leverage and Margin Risks

Using borrowed funds or margin to invest can amplify both gains and losses. You may be required to deposit additional funds to cover losses, and failure to do so could result in the liquidation of your positions at a loss. Leverage increases the risk of significant financial harm.

  • Operational Risk: Failures in systems, processes, or third-party providers may disrupt services or result in losses.
  • 6. Your Responsibility

    You are responsible for:

    • Conducting thorough research and due diligence before investing.
    • Understanding the risks associated with each investment product or strategy.
    • Monitoring your investments and staying informed about market conditions.
    • Ensuring that your investment decisions align with your financial goals, risk tolerance, and investment horizon.

    Condinami does not provide personalized investment advice unless explicitly agreed upon in a separate advisory agreement.

    7. No Guarantee of Performance

    Condinami does not guarantee any specific investment outcomes, returns, or the preservation of capital. All information provided, including market analysis or projections, is for informational purposes only and should not be relied upon as a guarantee of future performance.

    8. Forward-Looking Statements

    Any forward-looking statements provided by Condinami, such as market forecasts or investment projections, are based on current assumptions and are subject to change. Actual results may differ materially due to various factors, and we are not obligated to update such statements.

    9. Limitation of Liability

    To the fullest extent permitted by law, Condinami and its affiliates, officers, directors, employees, or agents will not be liable for any losses, damages, or expenses arising from your investment decisions or the use of our services, including any financial losses due to market fluctuations or other risks outlined in this statement.

    10. Contact Us

    If you have any questions or need further clarification about the risks associated with our services, please contact us at:

    Condinami
    Email: [email protected]
    Address: 123 Investment Lane, Suite 100, Finance City, FC 12345